The Colorado Court of Appeals affirmed the dismissal of an insured’s claims as time-barred in Weatherill v. State Farm, holding that an insurer’s alleged failure to provide certain statutory disclosures does not extend Colorado’s two-year statute of limitations.
The plaintiff sued State Farm over an insurance dispute, arguing the insurer did not comply with disclosure requirements under Colorado insurance law, and therefore, should not be allowed to rely on a limitations defense. The appellate panel rejected that argument, concluding the statutes governing required disclosures do not toll or modify the state’s general two-year limitations period.
Because the insured filed suit outside that window, the court held the claims were untimely. The decision clarifies that alleged violations of insurer disclosure obligations, standing alone, do not delay the deadline for filing related insurance claims.